Private
Investing For High Profits
 |
Your Key
to Building Wealth Quicker |
 |
Yield of
10%
- 15% |
 |
Minimized
Risk |
 |
No Hassle
Real Estate Investing |
Learn How To
Increase The Earning Power Of Your Money
Convert Your
Stocks, Bonds, Mutual Funds, CD's, Savings Accounts and
IRA's To An Investment That Earns 10% - 15%!
HOW
DO YOUR CURRENT INVESTMENTS MEASURE UP?
ARE
YOU TIRED OF THE VOLATILITY OF THE STOCK MARKET?
ARE
YOU TIRED OF 2% YIELD ON YOUR CD'S?
YOU
HAVE A CHOICE!
Take control
of your money—Savings, CD's and Retirement. Invest these
funds in Private Mortgage Loans with us. These loans are
secured by a mortgage with low
loan-to-value (LTV) ratio of approximately 80%.
Increase the
yield on the same money you are investing now and SEE
WHAT HAPPENS!
EXAMPLE:
|
5
YEARS |
|
Amount |
2%
Average CD |
12%-15% |
Net
Increase |
|
100,000 |
$
10,408 |
$76,234+ |
$
65,825+ |
|
500,000
|
$
52,041 |
$381,171+ |
$
329,130+ |
|
1,000,000 |
$104,081 |
$762,342+ |
$658,261+ |
When we pay cash for a house, we use
private lenders instead of using our
own funds or bank loans. Since we
get a very high return on our own
cash, we can offer our private
lenders a high yield when using
their money to fund our deals.
Maximum loan to value is 80%. That
means we will borrow up to $80,000
on a $100,000 property. The money we
borrow is secured by a 1st
note and deed of trust (mortgage).
Our investor gets 9.00% interest.
Monthly payments include principal
and interest, or interest only,
depending on your desires.
Interest only payments keep 100% of
your principal working for you. Most
loans have a balloon payment due in
1 to 7 years. The term is decided by
the investor’s desires.
Sometimes we borrow offering a 2nd
deed of trust. For example, if there
is a first mortgage for $50,000,
then we can offer our investor a
second mortgage of (up to) $30,000.
In the case of a second position, we
pay higher interest.
All private lenders get:
 |
Promissory Note
|
 |
Deed of trust recorded against
the property
|
 |
Added on to the hazard insurance
as the mortgagee
|
 |
Copy of an appraisal or market
analysis report
|
 |
Lender’s title insurance |
We pay all costs involved to close
the transaction. There is no cost to
the investor.
To invest, we would first find out
how much you are looking to tie up
and for how long. We would then look
for a deal that will met your
criteria. Once located, I would call
you, give you all the details and
then you would decide to participate
or not. There's never any obligation
until after you approve the deal.
We never co-mingle or pool funds
together. One investor... one note
and deed of trust.
When you decide on a deal, you’ll
send your funds directly to the
closing agent at a local title
company or attorney office when
we’re ready to close. We'll never
accept your funds directly.
All the properties used as
collateral will be located in
Chicago and surrounding suburbs.
A majority of
my private lenders currently include
many of my family members, and
seasoned business contacts.
Only recently have I opened up this
opportunity to others visiting our
website.
If you have funds in a retirement
account, you can use them to invest.
The IRS requires the use of an
approved custodian to qualify for
tax deferred or tax free gains. I
recommend
www.midoh.com
to create a self-directed real
estate retirement account. I will be
glad to discuss this with you
further.
To learn more,
or to be added to our private
investor list, please call or
submit this form.
Your questions are always welcome.
Sincerely,
William Delgado
Chicago, IL
For more
information please call
773-295-2334